Filed Under: Finance by: Credit finance

Credit Scores are Meaningless

Why is it that every time I go into a retail store they are trying to push some overprices scam credit card offer up on me. I mean like WTF? This time I give a polite answer no and this ladies response is amazing. She’s working at Old Navy and trying to tell me how to run my finances….well excuse me please take a flying leap

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25 Responses to “Credit Scores are Meaningless”

  1. shinobi11b Says:

    good vid George! Keep spreading the truth!!

  2. bruce3635 Says:

    most all gum has appertain: very bad.

  3. selectajay2000 Says:

    wow..i couldnt have said it better..ive been feeling that way for yeerz!..lol

  4. odin422 Says:

    LOLz i couldnt agree more, and i love the raw edit style.

  5. biologicalobserver Says:

    THANK YOU GEORGE! solutions, not hate, your a rare bird. your welcome in my neighborhood.

  6. fubecabr Says:

    No, people didn’t save up and pay in cash. Retail installment plans have been around since the 1920s for stuff like furniture and appliances.

  7. aceyorba Says:

    george.. i have to debt and i am still a tax slave…to the out of control government.
    FTA

  8. jimbobubbadj Says:

    Sounds like keeping up with the Jones’ syndrome.

  9. MYAR15SaysImFree Says:

    credit rating is just another part of the federal reserve scam.

  10. therealfreddyp Says:

    sounds like someone with bad credit

  11. search4robfen Says:

    George, loss the gum on camera…. otherwise a good video

  12. gtiapr3 Says:

    If a person isn’t responsible with there own money, how can you expect them to be responsible with other things?

    If I had to hire someone with a 750 credit score vs 600, I’d go with the 750 if all other things were equal.

  13. JOHNNYH8STHENWO Says:

    I’ve never even applied for a credit card and I never will, not that it’s going to matter in the next few years.

  14. grover442 Says:

    First off if your credit score is low they jack your auto Insurance & home owners insurance sky high. Go and try to find a job and bam that credit score comes back to haunt you yet again. So these scores no longer affect only our borrowing power but all aspects of ones life. Kinda like a modern day debtors prision. The very people that need the help are being penalized . So yes I’d say score does count.

  15. MrsSarb Says:

    Anyone who works with finances takes the risk that they will check your credit score. They warned us about it when I was in college.

  16. kosai19 Says:

    The whole, “we need to check your credit score to hire you” is nonsense. It’s just another system of control to force people to maintain good credit.

    How does someone managing their personal finance impact how well they will be at their job. Just nonsense.

  17. MrsSarb Says:

    The people who work in these stores have to meet a quota. Don’t take it personal. They’re just trying to not get fired.

  18. moomman89 Says:

    I had a 801 . But when all this @#!^ went down. I was informed that my credit on cards were cut in half.Even if all the @#!% cards were at 0.Then my score was 600.What the HELL?

  19. vinny1010 Says:

    Haha nice

  20. laurieannek Says:

    24% interest? Why not make it 50%?

    I think the mafia charges less.

    Credit Scores can affect job searches, so I’m told, but it could all be a lie. Are there jobs to be found? Does a bad credit rating cause people not to get jobs? Only if you work in the insurance industry.

  21. kgwrld Says:

    All cash …good idea…. If you don’t have cash then don’t buy it. Credit makes slaves.

  22. CaptainTripsz Says:

    I dont agree with pushy credit card peddlers but….a good credit score shows that you are dependable, reliable, honest and worthy of entering into a contract. Thats why a lot of jobs these days look at your credit score. It gives them insight as to what kind of person you are. The key is dont get in over your head. If you know you cant pay back a loan then you dont need it.

  23. 32937isready Says:

    Move to 32937.Life is great here.

  24. alkatifa04 Says:

    I do use them, but never pay a dime on interests though. Just take advantage of the 30 to 50 days free period and also miles and insurances as I travel a lot.

    Good point here though!

  25. toeg1 Says:

    Actually, if you play it right, credit cards are a free 30-day loan that allow you to purchase today and pay next month. But you MUST pay it in full every month. If you miss a payment, then you lose.

    Credit cards are relatively new. They were started in the 50s. Before then, people saved up and paid in cash. There’s nothing wrong with doing it the old fashioned way. It guarantees that you don’t get burned.

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