www.personalloanportfolio.com Walk through tutorial of creating a P2P loan portfolio on Lending Club. There are several person-to-person lending sites available such as Lending Club, Zopa, and Prosper.com. There are two others myc4 and Kiva which are philanthropic, where your loan does not earn a return but is loaned ton entrepreneur in a developing country such as Azerbaijan, Bolivia, or the Ukraine. If you have money to invest, P2P lending may be a way to increase your returns. Several sites such as Prosper and Lending Club are currently advertising approximately 12% average returns. Zopa offers lower returns but the money is not at risk since you are actually buying a CD from a credit union rather than directly lending to individuals. Zopa also combines some charity in their peer-to-peer lending strategy by allowing lenders to gift some of their earned interest to worthy borrowers. Why use a bank when you need a loan? Need to consolidate credit card debt? Peer-to-peer lending sites such as Zopa, Lending Club, and Prosper.com can probably give you a loan at a lower interest rate by cutting out the bank. I have even seen cases on Zopa where borrowers have received a negative interest rate due to the help lenders can offer. Lending Club Recently held a Lending Club viral video and commercial contest. If you search for lending club and contest, you will likely find those videos on youtube.
Introduction to how banks make money and the value they (potentially) add to society.
Analysis and Discussion with Emily Peters of Credit.com (Bloomberg News)
Feb. 22 (Bloomberg) — Bloomberg’s Monica Bertran reports on new credit-card rules that take effect today and their potential impact on card issuers. (Source: Bloomberg)
mortgage market update: delinquencies continue to rise and the FDIC is in trouble!
mortgage market update: delinquencies continue to rise and the FDIC is in trouble!
Agriculture and the recession
Meet the students - MSc in Finance - Bradford University School of Management
An msc in Finance student at Bradford University School of Management talks about the course, the school and Bradford
European Banks to Watch - Credit Suisse, Deutsche Bank, UBS - Bloomberg
Credit Suisse Cutting 55% of Investment Banker Bonuses; Deutsche Bank Cutting 60% of Bonuses; UBS Cutting Company-Wide Bonuses by 80% (Starting Bell)
Some notes and commentary regarding Greece as it relates to EU intervention. The crisis is still on full force and intervention does nothing but inject further instability into the system. Money should not be confused with wealth. In this money based economy we forget that important distinction. In some ways this plays into some core concepts of the Fuller Model. A systemic model for the future that offers solutions. I mention some points in advance of a comprehensive solutions based video.