Credit Finance

Erica Sandberg - Consumer Debt Trends

With a deteriorating security situation and an economy in crisis, Pakistan is facing some challenging times. Senior Pakistani officials say their country is within days of defaulting on its foreign debt repayments and is in dire need of monetary aid. But as is often the case, it’s the country’s poorest who are most desperately in need of help. Kamal Hyder reports.

The best way to get out of debt is by keeping expenses lower than income and use any low interest-bearing savings account money to pay off higher interest credit cards. Avoid the pitfalls of debt with tips from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti Financial. Filmmaker: Bing Hu

Chapter 1 Banks, lending companies and credit companies are just waiting for you to screw up. Obviously the best way to avoid the problem is the most obvious: Pay your bills on time. The reality is since the economy is in the dumpster you need to be aware of Your Risks. The original FRONTLINE video about the “Card Game” would take about 56 minutes to review, so they are split up into six chapters. Please watch and encourage your friends to watch. Your financial and possibly your physical security could be at stake without this knowledge! Follow the URL for the entire story: www.pbs.org It is 55:24 min.

Doing a budget properly is like a job of work but, done right, and you’ll reap the benefits

In this episode of THE FUNNY TRUTH ABOUT CREDIT, actor Michael Madsen gives a stranger digging through his trash everything he needs to steal his identity, until financial expert Maribel Aber steps in to show him how to protect his ID in the future. The video series, THE FUNNY TRUTH ABOUT CREDIT, presented by Experian, dispels common myths and misconceptions about credit starring financial expert Maribel Aber, and well-known celebrities in hilarious real-life situations. Visit www.experian.com/credit-education. (Co-starring John Gulager)

Combine your debt to minimize interest rates.

Before filing for bankruptcy, try seeking credit counseling. Learn about the repercussions of bankruptcy with tips from a consumer credit counselor in this free video on personal finance management. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California. Filmmaker: Bing Hu

Building corporate credit without using personal credit requires creating a business with an EIN number, opening a small line of credit with a retail company, paying bills on time and building up a history of good credit. Start a bank account for a company with instructions from aregistered financial consultant in this free video on business credit. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC