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www.enire.com Home Credit Loans Does anyone have any resorces on low or bad credit home loans? I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know what to look for a lot of places say bad credit is ok but you have to have at least a 600 credit score? I dont know where to look anymore. Thanks for the help. You may qualify for an FHA loan. The down payment is low and the credit scores aren’t as important. What banks work well with bad credit home loans? Let me first say, Be Careful!!! Some banks will impose extremely high interest rates on a loan with bad credit. Contact a real estate agent, who is a member of the National Association of Realtors, and find out what kind of first time home buyer programs your state offers. I’m an agent in TN and we have a program called THDA. It’s a great program that offers down payment assistance as well as help towards your closing costs. The interest rates are very reasonable. Explore all of your possible financing options before you jump into signing anything. Also, when purchasing a home, you should ALWAYS be represented by an real estate professional! It costs you absolutely nothing and you have someone knowledgeable to represent your best interests so you don’t get taken advantage of. Good Luck on your purchase. I hope I helped you answer your …

realestatemarketingthisweek.com - Forget the doom and gloom, First Time Home Buyers can buy with FHA - Part 1 - Thanks to my very great friend Brett Fallon for taking the time to be here in studio today. Brett is one of America’s finest financial advisors. And of course the infamous Dan Havey. Now we all love Dan Havey because he was instrumental in getting me into the mortgage industry about 14 years ago. Most importantly, Dan was instrumental in helping us put together the loan modification hotline and he is the author of Real Estates Future. So today we have a few things we want discussed in regard to the economy, what’s happened, were wrapping up the year. You may have heard about this in the media, of course the media’s job is to scare you. Well our job is to tell you the truth. So Brett you have some data and some information that you wanted to share Some of the things you hear in the media, you cant escape, its pretty much doom and gloom, sky is falling, this is the next Great Depression. It’s over for all of us and we should all just pack up and go. That kind of stuff is pervasive out there and creates fear and a lot of anxiety amongst people who are either investors, people who are looking to buy a house, looking to refinance a mortgage. People dont realize there are certain tools that exist that we will talk about during the course of the show today. They should understand that some of the things that we discussed prior to today’s broadcasts were interest rates …

realestatemarketingthisweek.com - 00 tax credit for first time home buyers with low down payment - Part 3 - We have back in the studio today Mr. Dan Havey. Dan and I have worked together in the mortgage industry for about 14 years and we are happy to have him back. He has seen a lot of changes in the market and thanks again for being here. Michael, here is a question I wanted to ask you, there is so much misconception in the marketplace today as far as what is still available for financing. I think a lot of people have this idea that it is impossible to finance a loan or get a mortgage or that you have to be able to put 20% down or have a 720 FICO score. Can you let people know whats really going on out there? Well you know a lot of things have gone away. There are a lot of those old loan programs that were fancy ways to sell money and finance real property and a lot of thats gone. The reality of it is, if a person has a minimal amount of money down, there is absolutely financing through the Federal Housing Administration with 3.5% down. You can buy up to about 8000 with only 3.5% down. Now with Fannie Mae and Freddie Mac, we actually do have a few investors that will allow us to only put 5% down with those and that loan amount maximum is 7000. So there is still plenty of financing for primary residences. Now in regard to looking at investment properties believe it or not there are actually still some stated income loans out there, but the stated income loan is …

Lunch Break for 7/13: A little longer today, but worth it. Rate update, exploding credit scoring myths in the loan process and a great, FREE, marketing newsletter to request.

www.australialivetv.com Grant Turner from Bank SA chats to Tineka and Simon about the ins and outs of lines of credit.

By now, you probably know that the “subprime mortgage crisis” is what threw our economy into a tailspin, but do you actually understand what the subprime mortgage crisis is? No worries if you don’t, because we’re going to explain the basics right now. Leave comments and questions and be sure to check out our other Poor Kid’s School of Finance videos each week at www.schooloffinance.tv. Also check out our Facebook Group: “The Poor Kid’s School of Finance”

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Using a home purchase to illustrate assets, liabilities and owner’s equity.