Filed Under: Finance by: Credit finance

How to Improve Your FICO® score

What can consumers do to get credit in todays world? A critical piece is knowing about your FICO® score, how it works, and how to make sure yours is the best it can be. Fair Isaac is helping consumers through a program that delivers FICO® scores free as part of online banking statements, and free information presented at www.myfico.com. Find out more in this short video from FICO™, the creators of the FICO® score that is used in most lending decisions in the US Darcy Sullivan of FICO™ interviews Mark Greene, FICO™ CEO, for this FICO Tech Talk.

Filed Under: Finance by: Credit finance

Home Loan Predictions for 2010 - Sam White

Loan Market mortgage brokers secure in excess of 0 million in home finance across Australia every month, through more than 600 mortgage brokers dealing with over 400 home loan products. A good mortgage broker can help you choose the right home finance, get your home finance approved, including your credit profile, helping you manage the home loan to settlement application process and the costs involved in buying a house and getting a home loan and may even be able to find you a better …

Filed Under: Finance by: Credit finance

SEEDS, Sri Lanka, Micro-finance for solar pv lighting

www.ashdenawards.org SEEDS won an Ashden Award for Sustainable Energy in 2006. To find out more visit the link above and check out the Ashden Awards Blog ashdenawards.blogspot.com Sarvodaya Economic Enterprise Development Services (SEEDS) has financed the installation of around 52000 solar home systems (SHSs) in rural areas of Sri Lanka. Grid electricity extends to about 55% of Sri Lanka’s population, but to only 40% in rural areas. The infrastructure is gradually being extended; but there …

Filed Under: Finance by: Credit finance

[Money As Debt]: Warning of ‘Monopoly’ by the NWO (5 of 5)

opportunity -Abraham Lincoln, assassinated President of the United States. Until the control of the issue of currency and credit is restored to Government and recognized as its most conspicuous and sacred responsibility, all talk of sovereignty of Parliament and of Democracy is idle and futile Once a nation parts with control of its credit, it matters not who makes the nations laws. Usury once in control, will wreck any nation. -William Lyon Mackenzie King former Prime Minister of …

Filed Under: Finance by: Credit finance

Grameen Shakti, Bangladesh, Micro-finance solar home systems

http://www.ashdenawards.org/winners/grameen Grameen Shakti won an Ashden Award for Sustainable Energy in 2006. To find out more visit the link above and check out the Ashden Awards Blog http://ashdenawards.blogspot.com

Grameen Shakti has sold and installed over 65,000 solar home-systems (SHS) in rural Bangladesh, and brought major benefits to its users. Nearly 70% of households in Bangladesh are not connected to the electricity grid and depend on kerosene for lighting. This includes most rural areas and extends as far as the fringes of Dhaka. There are plans to extend the grid, but there is little prospect of substantial change in the foreseeable future.

By selling SHS, Grameen Shakti has provided lighting, communications (especially mobile phone charging) and TV, and has increased employment opportunities. It is the largest single installer of SHS in Bangladesh.

This impressive number of installations has been achieved by enabling users to purchase their systems on micro-credit with affordable terms, tailored to their specific needs. Funding for the micro-credit system comes from the World Bank and GEF via the Infrastructure Development Company Limited (IDCOL) which provides Grameen Shakti with both subsidy and concessional loans. The cash pool from credit repayments will enable Grameen Shakti to continue the scheme when the subsidy, which is being phased out, ceases in 2008.

Grameen Shakti has also started a network of technology centres throughout the country to manage the installation and maintenance of SHS locally. It emphasises the importance of technicians who know local customs working through local branches, and has trained 2,000 (mainly female) technicians. It aims to install 100,000 systems by 2006 and sees the potential to install one million systems by 2015.

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